I hope everyone is doing well under all this snow! I have a great round up of financial articles for the week! I’m humbled to be able to host my second carnival: Financial Carnival For Young Adults!
Jeff Rose @ Good Financial Cents writes The Top 16 Careers for the Future - Always keep in mind that finding your dream job often comes after having a variety of experiences in different industries before settling into that perfect fit. Here are a few of the best career opportunities in industries that are expected to see growth in the next few years. This list may motivate you to spruce up your resume.
Robert @ The College Investor writes 4 Ideas for Following Warren Buffett into Consumer Staples - Here are four stocks that deserve a look for investors who want to mimic Buffett’s recent move:
Robert @ My Multiple Incomes writes My Monthly Income Stream Report – February 2013 - This month was a very interesting month. I was able to make some awesome progress to one of my biggest goals, but I didn’t make much progress towards the second goal.
Robert @ Entrepreneurship Life writes Vendor Diversity - Here are some ideas to best manage your supplier relationships so you don’t end up with problem vendors.
Robert @ Kids Ain’t Cheap writes Our Family Bed – A Solution for Sleep – How Our Family Bed Started…
Green Panda @ Green Panda Treehouse writes How Do You Deal With Financial Peer Pressure? - We look at handling your finances when your friends get in the way.
Lance @ Money Life and More writes What to Do If You Are A Victim of Identity Theft - Last week I discussed what happened when I was a victim of credit card fraud. Unfortunately, the night before you read about my experience with credit card fraud things took a turn for the worse. Turns out my credit card fraud case turned into identity theft quickly.
Arnel Ariate @ Money Soldiers writes Is Renters Insurance Worth the Cost? - Oftentimes we have to rent an apartment on the premise of buying our own home one fine day. However, knowing that such apartment (or any leased property) is just a temporary hang out to stay until the dream day comes, many people decide to avoid investing too much in it, and see renters insurance as a worthless option that simply adds more money to the rent price. Do not be confused thinking that the money you could pay for this coverage goes to the landlord’s pocket, nor benefits him or her.
Michael @ Financial Ramblings writes The Economic Impact of Income Taxes - As we all know, tax cuts produce economic success. Right? Well… It appears that things might not be quite so simple.
NoTrustFund @ Where’s My Trust Fund writes Are Your Finances Resilient? - How resilient are your finances?
Mrs. PoP @ Planting Our Pennies writes The Best Job For College Students - Want to make $35 per hour pre-tax? Want to get paid to hang out with friends while in college? Be an RA. Seriously – it’s the most undersold best job for college students.
Kevin @ 20smoney.com writes Top 5 Financially Savvy Transportation Choices - Since the economic crisis in 2008, many hard-working Americans were left without the necessities that many of us take for granted.
CAPI @ Creating a Passive Income writes Common Ways to Increase Your Passive Income - Passive income isn’t all fun and games. It takes a little work and/or money at first to get the stream(s) of income coming in. A great example of this is real estate. It’s not as simple as putting money in an account and then you generate a small percentage of income each year. It takes a lot of work to set up the system that generates income.
Kevin @ PersonalFinance-Tips writes Why Are Quick Cash Loan Fees So Expensive? - Whoever has needed money to pay for an unexpected expense before their payday knows that quick cash loans are often the only way to cope with such an emergency.
A Blinkin @ Funancials writes Warning: The Market is NOT the Economy - there’s a disconnect between the market and the economy. When I say that our economy is in shambles, it doesn’t necessarily mean that stocks will immediately suffer. For example, last year we were subjected to many congressional battles over fiscal policy, a global economy refusing to grow, and an increasing debt-crisis that needs to be tackled.
SFB @ Simple Finance Blog writes How Big Is Too Big When It Comes To Your Emergency Fund? - We’d always followed the advice of the “pros” to have an enormous amount of cash on hand in case of emergency. But were these liquid assets too much?
Edgar @ Degrees and Debt writes Make Money While Shopping - How to make money while online shopping!
Lauren @ L Bee and the Money Tree writes Financial ignorance is bliss. For now. - Financial ignorance was fun, and sometimes I miss it, but we’re not kids anymore.
Jester @ The Ultimate Juggle writes School Ski Club Is Awesome - My son was on the fence about joining ski club through school. Finally he decided to take the plunge and now loves it.
Kevin @ Passiveincometoretire writes How to Clear Debts Before You Retire - How time flies! One minute you’re at school; the other you’re in the working world; the next you’re approaching retirement. As retirement nears, it becomes more important to clear your debts. This is particularly the case if you’re relocating to somewhere like the UAE, which is popular as both a tourist destination and retirement destination.
Jen @ Master the Art of Saving writes Saving Money Isn’t Always Easy - I know, you’re probably thinking, “duh!” right? Of course saving money isn’t always easy, if it was…so many of us wouldn’t strive and dream of being able to do it…
PFC @ PF Carny writes The Starter Emergency Fund - Not everybody has the money or interest needed to have a fully funded emergency fund. How much do you need for an emergency fund? That depends on…
Crystal @ Married (with Debt) writes Living the “Home for Sale” Life - The other night I got home late. I had been out of town three days for work. Though it was dark, the neighborhood glowed with the brightness of five inches of snow, which amplified all light sources.
Corey @ Steadfast Finances writes Six More Tips to Put You on the Road to Riches - Everyone wants to know how to be more successful with their finances. Here’s a list of things you can do.
Ted Jenkin @ Your Smart Money Moves writes 5 Money Saving Tips When You Go Out For Dinner - I went out to Hal’s Steakhouse in Buckhead (Atlanta) the other weekend and thought to myself that clearly we are in no sign of a recession.
Don @ MoneySmartGuides writes Many American’s Taking Loans From 401k - A recent article by the Washington Post highlighted a very scary personal finance situation that many Americans are facing: taking a loan from their 401k plan.
harry campbell @ Your Personal Finance Pro writes I Finally Guessed Right In My Trading Account - Even though I generally recommend investing in index funds and low cost mutual funds, from time to time I do trade individual stocks. Don’t get me wrong, I usually end up losing money, but I never invest more than 1 or 2% of my total net worth in one stock and the total value of my current trading account is less than 5% of my net worth.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes 5 TIPS TO INCREASE YOUR INCOME - Make extra money-tips to make more money.
ETZ25 @ Entertainment Timez writes AIG Second Thoughts - Lately, I’ve been rethinking my AIG purchase because of the reasons in this article.
TTMK @ Tie the Money Knot writes Husband and Wife Both Work, But She Does More Around the House - When both people work, how is housework typically shared between the two of them. This post shares an example of a couple in which one person did more than the other, despite both bringing in money.
DPF @ Digital Personal Finance writes Is it Worth Getting a Safety Deposit Box? - Getting a safety deposit box can be a good idea, but is not necessarily worthwile for everyone. The topic is explored further here.
krantcents @ KrantCents writes The case against paying off your mortgage! - Many personal finance experts suggest paying off your mortgage. I realize that interest rates are very low on savings, but mortgage rates are historically low too. If you itemize your income taxes, you can write off your mortgage interest and the government subsidizes your rate by giving you a tax deduction.
Tony @ We Only Do This Once writes How to Live Without Using Credit Cards - On Plunged in Debt: I wrote a post for Catherine called the How to Live Without Using Credit Cards.
Wayne @ Young Family Finance writes Simple Ways to Save Money - What are some simple ways to save money? The first order of business is to be smart with your purchases. Some of the most wasteful purchases are on items you already have or do not need. Additionally, be smart at the supermarket. Make a list of things you need when you run out and be conscientious when you are buying new things.
Crystal @ Budgeting in the Fun Stuff writes Fear and Anger Are Freaking Motivating - I want to grow my passive income and the income that isn’t affected by Page Rank. Here is my plan of attack and my results from February 2013.
JP @ My Family Finances writes What Savings Account Scheme to Apply to Save for a New House - As buying a new house is one of the biggest financial decisions of one’s life, it is extremely critical to plan it carefully.
David Leonhardt @ Self-Help Happiness Blog writes Quirky ways to save money on your car - Anybody can save money on one’s car the tried and true ways – and why not? But a special person can really have fun saving money. All it takes is some discipline and the willpower to be quirky. Do you have what it takes?
Evan @ My Journey to Millions writes Millennials Do Not Have New Job Rules - Just like there are no new retirement rules there are no new job hunting rules. There is just the reminder that the rules that existed should not be forgotten.
Kyle @ The Penny Hoarder writes Looking for Quick Money? Those Days Are Over… - Ten or 15 years ago, day traders were often rolling in the cash. The market was good and the money was easy. Investors doubled their income and had more money than they knew what to do with it. Everything was good, until it wasn’t. The days of easy money are largely gone.
CT @ Cashtastrophe writes Why You NEED To Work Through College - How to Avoid a Cashtastrophe – Save more, spend less, and live a good life
Lazy Man @ Lazy Man and Money writes Reader Email: What Is a Good Food Budget? - People typically spend a good amount on food, especially eating out. The USDA has some guidelines on how much people spend on groceries. Using the most recent data, a typical couple in the 19-50 range (a typical Lazy Man reader) would spend between $87.30 and $111.50 a week on thrifty or low-cost plans.
Peter @ Bible Money Matters writes Cutting Expenses, Increasing Income, and Staying on Budget to Reach a Short Term Savings Goal - Now that we’ve decided to move forward on building a new home, we’ve been thinking the last few months about saving up for our house down payment. In order to get 20% down on the new house and get the best rates we’ll need to start saving as much money as possible, as fast as possible.
MMD @ IRA vs 401k Central writes 401k Income Limits – Can I Make Too Much to Contribute? - Unlike a Traditional or Roth IRA, there are no 401k income limits keeping you from contributing to your employer sponsored plan. This is a great benefit for those who may not be able to save using other types of plans.
Debt Guru @ Debt Free Blog writes Simple Reason Why it Pays to Be Debt Free - Everyone knows that I am a huge fan of living a debt free life. I want others to experience the same joy and sense of peace that I have. Yet, unfortunately, not everyone is able to live a debt free life. I see this every day. My friends closest to me not only are burried in college debt, but are piling on the consumer debt.
MMD Guest Gary @ My Money Design writes Types of Investment Funds – Open-End and Closed-End Funds - When you break it all down, there are really three main types of investment funds: Open-end funds, closed-end funds and unit investment trusts. Each one has their own unique set of benefits that you can use to your advantage.
Alice @ Hurricanes, Panties & Dollars writes The Empty Wallet Romantic Evening - You don’t have to rolling in dough to give that special lady in your life a romantic evening to remember. You can do it for cheap with a little bit of effort.
Miss T. @ Prairie Eco Thrifter writes How to Place a Stock Order - For years, as a novice, I used Merrill Lynch and while my broker did a great deal to educate me about stocks and bonds, he never mentioned that I could set the price at which I wanted to buy or sell my stock! Here’s how you go about placing an order to buy or sell stock:
SavingMentor @ How To Save Money writes Ultra Cheap Designer Prescription Glasses Tutorial (VIDEO) - Most people need glasses at some point in their lives and one thing is for certain, designer prescription eyeglasses don’t come cheap. Most glasses retailers that have an in-house optometrist will charge at least $400 a for mid to high end set of frames and lenses with the usual coatings on them.
Tushar @ Start Investing Money writes Are You Investing in YOU? - Whenever you hear someone talking about investments, you probably immediately think of the different types of investments they (or you) should make. But it can pay dividends to think along different lines too. This is particularly true when you start thinking about your own needs.
Corey @ 20s Finances writes Should You Try to Beat the Index? – Trying to beat the index is difficult. Very few investors succeed. Find out things you can do to obtain higher returns with your investments.
Amanda L Grossman @ Frugal Confessions writes What Extreme Couponers Know about Coupons that You May Not - I’ve caught a few episodes of the show Extreme Couponing in the past, and each time it has led me to wonder about the logistics of these people’s lives: how
Darwin @ Darwin’s Money writes Why Stocks Are Breaking Records and it’s Not a Bubble - US Stocks broke new ALL-TIME records this week which is shocking given the state of the economy. Here, you’ll find why this is likely to continue and shouldn’t be a surprise at all when you consider what’s driving it.
Ashley @ Money Talks Coaching writes A Rapping Financial Planner? - Rapping Financial Planner! This is hilarious and so so true! I just had to share.
Everything Finance @ Everything Finance Blog writes Increase Your Income: Finding More Money in Your Current Job - My husband would like a raise at work, and while that may be a possibility in the near future, you can’t always rely on a raise to increase your paycheck. Here are three ways he has increased his income without getting an official pay raise or changing jobs.
Kevin @ Simplefinancialfreedom writes Lowering Your Insurance Costs: A Guide - The article describes methods of keeping your insurance costs low by providing helpful insights, hints and tips.
William @ Quote Me A Price writes Facts You Need to Know Before Selling Your Annuity - Selling your annuity might be a viable choice for you if the situation does come up, but there are things you should know in order to determine if this is the right option for your needs.
Grand Per Month @ Grand Per Month writes Make a $1000 Per Month Waitressing - Have you ever been a waitress or waiter in your lifetime? What would you say if I told you that you could earn over $1,000 extra dollars per month by working that job again?!
Jon the Saver @ Free Money Wisdom writes Preparing Meals: How It Can Save You Big Bucks - Preparing meals can save you a ton of money. Everyone knows that cooking at home saves you money but do you really do it?
Little House @ Little House in the Valley writes Bad Choices Can Be Deadly - Thankfully, many of my poor choices occurred when I was young and I had time to repair them. That’s not the case for an old friend. He knowingly made one terrible choice many years ago and has been paying for it ever since.
Jennifer Lynn @ Broke-Ass Mommy writes I am a grinch for Valentine’s Day. - Read how I was a grinch at Valentine’s Day this year!
PPlan @ Provident Plan writes Tips When Buying a Home - Buying a new place, whether it be a condo, house, townhouse, and so on, can be a very long and difficult process.
Tushar @ Finance TUBE writes Free Money Is Everywhere If You Know Where To Look – Today we will be talking about Free Money is Everywhere If You Know Where to Look. After years of being a penny holder one remarkable thing I have discovered that free money is everywhere. Yes you may need to jump through some hoops to get up.
Hank @ Money Q&A writes How Much Life Insurance Do You Need? 4 Key Driving Factors To Know - How much life insurance do you need? Like most financial decisions, there is a lot of factors that go into making the decision about how much life insurance to carry.
Maria @ The Money Principle writes Tax Avoidance for the masses (well some of them anyway) – The masses can indulge in tax avoidance to save losing Child Benefit by contributing to additional pension and the government chips in!
Kevin @ MyDividendStocks writes Buying stocks and shares with a credit card? - It’s an old adage, speculating to accumulate. Not, however, using a credit card. Yet it’s one of the most common questions asked by wannabe investors looking to make a quick buck or two trading in stocks and shares. The question has a something-for-nothing feel about it, even smacking of desperation, a state of mind hardly conducive to successful trading.
Luke @ Learn Bonds writes Catastrophe Bonds – What They are and how They Work - Thinking about investing in Catastrophe Bonds? Here is an overview of what CAT bonds are, how they work, and what you should consider before investing.
Mike @ Personal Finance Journey writes Retail Tips to turn you into a smart shopper - My insiders hot 10 tips to turn you into a smart retail shopper and save you money along the way.
Will Van Hartog @ The Color of the Money writes What Is An Islamic Bank Account? - You may have heard the term Islamic bank account, but have yet to learn what one is. What is the difference between an Islamic bank account, and a ‘normal’ bank account? It is a normal question to ask. This article covers just what is an Islamic bank account in an easy to follow way.
Nick @ A Young Pro writes Why You Can’t Get an Interview - The reason you can’t get an interview has little to do with you, it’s all about the resume baby!
John @ Card Hub writes Ask the Experts: How to Fix the Private Student Loan Market - It’s also natural to wonder if student loans could become the next sub-prime mortgages. They’re relatively easy to get, after all, and the amount of unpaid debt is prodigious.
Joe @ Midlife Finance writes Ten ways to get Cash… FAST! - Can $150 magically float from the sky, and land at your feet? Will a couple of Ben Franklins surface in the gutter, rain soaked and waiting? Probably not. But there are other ways to come up with extra cash in a short time period.
Grayson @ Debt Roundup writes Why Do Sales Make Us Irrational Shoppers? - We are always inundated with sale advertising that we have slowly become irrational when we see them. We think we are getting a good day and we want to take advantage of it. Why do you think we become irrational when there is a sale?
Jon Haver @ Pay My Student Loans writes Next Student Loan Consolidation Review - When a student searches for the best deal on student loans, it should require a great deal of investigative power, because it may not always be easy to ascertain the best student loan available until a person first understand, at least the basic understanding, of different varieties of student loans that exist. This type of broadening knowledge will help narrow the pool of possibilities down for any potential borrower looking to make a wise investment on their future.
Roger the Amateur Financier @ The Amateur Financier writes The 10 Most (and 5 Least) Profitable College Degrees - With February nearly over and spring rapidly approaching, there’s many things that you need to do to get ready for the rest of the year.
Lynn @ Wallet Blog writes Surviving the Sequester: Quick Tips for Laid-Off or Limited-Hours Workers - If you are one of the many government workers who has been laid off, might be laid off, or has had your hours slashed, you need to be thinking of a new plan, pronto. The U.S. economy added 741,000 jobs between September 2012 and January 1, 2013. The CBO estimate of jobs that will be lost due to sequestration is 750,000. That means you’re going to have a lot of company in the unemployment line.
Kevin @ AllPersonalFinance writes Saving Money at the Supermarket - We all know that we need to eat and buying groceries is where a sizeable amount of your income goes. However many of us do not bother to save as much as we could while shopping for food and common household products. Taking a little extra time and effort before going to the supermarket can help you cut down on additional expenses.
Suba @ Broke Professionals writes Will You Pay the Price for Preparedness? - Will You Pay the Price for Preparedness? is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. We all know that it is prudent to have a financial emergency fund in place and most of us strive towards that.
Tushar @ Earn More and Save writes 5 Cool Ways to Ask You Boss for a Raise - Five cool and unorthodox ways to ask your boss for a raise.
Invest It Wisely @ Invest It Wisely writes How Finances can Stress a Relationship and What You Can Do About It - The money talk is extremely important because things can change very quickly when financial struggles begin. The pressure of a job loss or debts piling up can have a powerful impact on a relationship.
Daniel @ Sweating the Big Stuff writes Concerns Define The Middle Class - A few weeks ago I spoke to Zach Shrier of Shrier Wealth Management (who also happens to double as Lauren’s cousin and was my investing teacher my freshman year of high school) about the definition of “Middle Class.” Last year, about 50% of Americans classified themselves as part of the middle class.
Eddie @ Finance Fox writes The Key to Avoiding Buyer’s Remorse on Large Purchases - Whether you’re buying a new house, a new car, or another big item, buyer’s remorse is common.
SBB @ Simple Budget Blog writes Too Busy to Plan for Retirement? - We all know that life is busy from time to time. It happens to everyone. Whether it is taking care of your family, working a job that sucks all of your energy, grad school, or one of the many other things that takes your time, I can understand. I’ve gone through quite a roller coaster…
Michelle @ The Shop My Closet Project writes Pride, Prejudice, or Preference? How your choices affect your financial life - I don’t like to eat fast food (Taco Bell, McDonalds, Burger King) . I will only eat at local businesses such as: Smashburger, Lark Burger, Chipotle, or Noodles and Co. and I only go to those places no more than 10 times a year. I would say that in the past year I’ve eaten fast food fewer than 10 times. Why? For several reasons: taste, smell, cost, and vanity.
KK @ Student Debt Survivor writes I’m Dating a Financial Stud - Is your partner financially responsible or a financial flop? Keep reading to find out why I think my boyfriend is a financial stud.
Pauline @ Reach Financial Independence writes Buy my method, not my lifestyle – Everyone’s goals are different but the method is always hard work and determination. If you want financial success, that is the way to go.
Sean @ One Smart Dollar writes What Exactly Are Austerity Measures? - Most of us hear the phrase austerity measures on the news but a lot of people don’t understand what they are talking about. Here is the lowdown.
John S @ Frugal Rules writes 5 Investing Mistakes That Are Easy to Make - We all make mistakes, we’re human after all. Investing mistakes can not only be costly, but they can also have a major impact on the overall health and performance of your long term portfolio.
Will @ Card Guys Blog writes Cash-back credit cards – eight strategies to maximize rewards - Just signing up for a cash-back credit card does not mean you will get the most cash rewards possible. There are some important strategies to milk the most cash from them.
Jon @ Novel Investor writes Best Investment Books Every Investor Must Read - The best investment books are timeless. All the books in this list will act as an introduction and reference for improving your investing knowledge.
Jules Wilson @ Fat Guy,Skinny Wallet writes A Guide To Why You Should Protect Your Family With Life Insurance - [The following is a guest post about the importance of life insurance...] It’s not easy to confront your own mortality and, while considering life insurance can feel a little gruesome, it’s actually the most important and prudent step you can take.
Jules Wilson @ Faithful With a Few writes I Hate To Say This, But I Was Saved By A CREDIT CARD!!! - Normally, I don’t like to be put in a position to have to place an expense (or multiple expenses as in this case) on a credit card, especially since we already have a ton of debt, but in this case it seemed to be our best option.
Glen @ Monster Piggy Bank @ Monster Piggy Bank writes Forex Currency Trading Basics For Beginners - A post aimed at beginners for helping people understand the basics of Forex trading
Gary @ Gajizmo.com writes What Is Considered A Good Credit Score? – With the economy making a strong comeback (despite not everyone being able to feel it), home and car buying, as well as any other credit or loan-based purchasing, will likely increase as time goes on. This is the best time for families to take the appropriate steps to improve their credit scores. But what is a good credit score? What factors are taken into consideration? This article answers these questions and a lot of others you may have about your credit score and history.
Bryan @ BryanMaltier.com writes How To Teach Kids About Money - If most of us could go back and make one change that would affect our financial lives, I’m sure many of us would take the chance to learn about personal finance at an early age. There is no better time to teach your children about money than when they are young kids. This article highlights some very easy and fun strategies to help your child make smart financial decisions in the future.
JC @ Passive Income Pursuit writes Income Update – February 2013 - Have you set a budget? Are you sticking to it? Check out how I did in February to get my gap as high as possible.
Jason Hull @ Hull Financial Planning writes Eight Reasons Why I Don’t Sign NDAs At Our First Meeting - When you’re in the initial stages of a startup, it’s tempting to lawyer up and make everyone you meet sign non-disclosure agreements. Here are eight reasons why you shouldn’t.
Jacob @ My Personal Finance Journey writes Balancing Your Work With Your Life - How do you know when to draw the line between working hard and over-working? This post shares ways to balance your life with your work without burning out.
Emily @ Evolving Personal Finance writes Contributing to Last Year’s Roth IRA - I switched my Roth IRA contributions this spring so that I will max out under 2012. Should I have been doing this all along?
Mike @ The Financial Blogger writes Does Entrepreneurship Get Boring? - What happens when your own business gets boring?
md @ Start Freelancing Now writes Freaking Crucial Tools That Every Freelancer Needs to Make Money & Stay Focused - We need all the help that we can get with freelancing.
Div Guy @ The Dividend Guy Blog writes The Sector that Will Beat the Market in 2013 - Where should you be investing?