It’s an honor to host my first carnival. Now let’s get to it!!
BUDGETING AND ECONOMICS
Jules Wilson @ Fat Guy,Skinny Wallet writes Price Battle: Aldi Vs. Peapod – A grocery store price comparison is the best way to ensure you get the most out of your grocery budget. Today we compare grocery delivery service, Peapod to Aldi’s.
JC @ Passive-Income-Pursuit @ Passive Income Pursuit writes What are you doing with your tax refund? – Do you know the best ways to go about using a tax refund? Check out my post to see how I’ll be using mine.
Wayne @ Young Family Finance writes Simple Ways to Save Money – What are some simple ways to save money? The first order of business is to be smart with your purchases. Some of the most wasteful purchases are on items you already have or do not need. Additionally, be smart at the supermarket. Make a list of things you need when you run out and be conscientious when you are buying new things.
Arnel Ariate @ Money Soldiers writes How to Reduce Financial Stress – You can reduce the stress of the current financial situation facing you. Develop a plan of action and then just do it. Pay yourself first and take control of your expenses. You can change your situation and make your days brighter by following the following tips.
Darwin @ Darwin’s Money writes Why Stocks Are Breaking Records and it’s Not a Bubble – US Stocks broke new ALL-TIME records this week which is shocking given the state of the economy. Here, you’ll find why this is likely to continue and shouldn’t be a surprise at all when you consider what’s driving it.
JC @ Passive-Income-Pursuit @ Passive Income Pursuit writes Income Update – February 2013 – Think budgeting and keeping track of every penny won’t make a difference? Check out my results for February!
CAREER AND INCOME
Mr.CBB @ Canadian Budget Binder writes Income Tax Is Like A Four Letter Word – Income tax doesn’t have to be a four letter word if you plan and maximize on the credits available for your personal or your business returns.
Jeff Rose @ Good Financial Cents writes The Top 16 Careers for the Future – Always keep in mind that finding your dream job often comes after having a variety of experiences in different industries before settling into that perfect fit. Here are a few of the best career opportunities in industries that are expected to see growth in the next few years. This list may motivate you to spruce up your resume.
Tushar @ Earn More and Save writes 5 Cool Ways to Ask You Boss for a Raise – Five cool and unorthodox ways to ask your boss for a raise.
CT @ Cashtastrophe writes Why You NEED To Work Through College – How to Avoid a Cashtastrophe – Save more, spend less, and live a good life
Kyle @ The Penny Hoarder writes Looking for Quick Money? Those Days Are Over… – Ten or 15 years ago, day traders were often rolling in the cash. The market was good and the money was easy. Investors doubled their income and had more money than they knew what to do with it. Everything was good, until it wasn’t. The days of easy money are largely gone.
CAPI @ Creating a Passive Income writes Common Ways to Increase Your Passive Income – Passive income isn’t all fun and games. It takes a little work and/or money at first to get the stream(s) of income coming in. A great example of this is real estate. It’s not as simple as putting money in an account and then you generate a small percentage of income each year. It takes a lot of work to set up the system that generates income.
Lynn @ Wallet Blog writes Surviving the Sequester: Quick Tips for Laid-Off or Limited-Hours Workers – If you are one of the many government workers who has been laid off, might be laid off, or has had your hours slashed, you need to be thinking of a new plan, pronto. The U.S. economy added 741,000 jobs between September 2012 and January 1, 2013. The CBO estimate of jobs that will be lost due to sequestration is 750,000. That means you’re going to have a lot of company in the unemployment line.
DEBT AND CREDIT
Kevin @ Personal Finance-Tips writes Why Are Quick Cash Loan Fees So Expensive? – Whoever has needed money to pay for an unexpected expense before their payday knows that quick cash loans are often the only way to cope with such an emergency.
Lance @ Money Life and More writes What to Do If You Are A Victim of Identity Theft – Last week I discussed what happened when I was a victim of credit card fraud. Unfortunately, the night before you read about my experience with credit card fraud things took a turn for the worse. Turns out my credit card fraud case turned into identity theft quickly.
Jon Haver @ Pay My Student Loans writes Student Loan Consolidation Companies – Do you have multiple loans either private or federal student loans and you want to consolidate them into a single monthly payment? For a complete list of student loan consolidation companies and their reviews read to the bottom of this article.
INVESTING AND SAVING
Jon @ Novel Investor writes A Guide To Major Stock Market Indexes – When it comes to investing your money, knowing the major stock market indexes are key to understand your investments and performance.
John @ WILD about Finance writes Video: What are Savings Bonds? – 1st of the new WILD video series has simple financial matters, explained more simply so anyone can understand. Hill Billy Cindy kicks off this new, fun series.
Kurt Fischer @ Money Counselor writes Roller Coasters and Retirement – Since 1995, stock prices have repeatedly risen dramatically then fallen abruptly. Is this bubbly behavior consistent with prudent saving for retirement?
A Blinkin @ Funancials writes Warning: The Market is NOT the Economy – there’s a disconnect between the market and the economy. When I say that our economy is in shambles, it doesn’t necessarily mean that stocks will immediately suffer. For example, last year we were subjected to many congressional battles over fiscal policy, a global economy refusing to grow, and an increasing debt-crisis that needs to be tackled.
Div Guy @ The Dividend Guy Blog writes Can You Manage Your Portfolio Like a Hockey Team? – How’s your portfolio.
Mike @ Personal Finance Journey writes Retail Tips to turn you into a smart shopper – My insiders hot 10 tips to turn you into a smart retail shopper and save you money along the way.
Roger the Amateur Financier @ The Amateur Financier writes The 10 Most (and 5 Least) Profitable College Degrees – With February nearly over and spring rapidly approaching, there’s many things that you need to do to get ready for the rest of the year.
ETZ25 @ Entertainment Timez writes AIG Second Thoughts – Lately, I’ve been rethinking my AIG purchase because of the reasons in this article.
Ashley @ Money Talks Coaching writes A Rapping Financial Planner? – Rapping Financial Planner! This is hilarious and so so true! I just had to share.
Mrs. PoP @ Planting Our Pennies writes PoP 2012 Shareholder Letter – In honor of the publication of Warren Buffet’s annual letter to the shareholders of Berkshire Hathaway, the PoP’s present their 2012 Shareholder Letter – a look at the state of their Money, Happiness, and Kittens.
Rich @ Growing Money Smart writes Uncommon Stock Lessons Learned – Along with this great 2013 bull rally, I find that I’m continually evolving both my investment understanding and my approach to investing in stocks.
Corey @ 20s Finances writes Should You Try to Beat the Index? – Trying to beat the index is difficult. Very few investors succeed. Find out things you can do to obtain higher returns with your investments.
SavingMentor @ How To Save Money writes Ultra Cheap Designer Prescription Glasses Tutorial (VIDEO) – Most people need glasses at some point in their lives and one thing is for certain, designer prescription eyeglasses don’t come cheap. Most glasses retailers that have an in-house optometrist will charge at least $400 a for mid to high end set of frames and lenses with the usual coatings on them.
Kevin @ MyDividendStocks writes Buying stocks and shares with a credit card? – It’s an old adage, speculating to accumulate. Not, however, using a credit card. Yet it’s one of the most common questions asked by wannabe investors looking to make a quick buck or two trading in stocks and shares. The question has a something-for-nothing feel about it, even smacking of desperation, a state of mind hardly conducive to successful trading.
PFC @ PF Carny writes The Starter Emergency Fund – Not everybody has the money or interest needed to have a fully funded emergency fund. How much do you need for an emergency fund? That depends on…
Lauren @ L Bee and the Money Tree writes Financial ignorance is bliss. For now. – Financial ignorance was fun, and sometimes I miss it, but we’re not kids anymore.
Luke @ Learn Bonds writes Catastrophe Bonds – What They are and how They Work – Thinking about investing in Catastrophe Bonds? Here is an overview of what CAT bonds are, how they work, and what you should consider before investing.
Tushar @ Start Investing Money writes Are You Investing in YOU? – Whenever you hear someone talking about investments, you probably immediately think of the different types of investments they (or you) should make. But it can pay dividends to think along different lines too. This is particularly true when you start thinking about your own needs.
MMD Guest Gary @ My Money Design writes Types of Investment Funds – Open-End and Closed-End Funds – When you break it all down, there are really three main types of investment funds: Open-end funds, closed-end funds and unit investment trusts. Each one has their own unique set of benefits that you can use to your advantage.
RISK MANAGEMENT AND INSURANCE
Hank @ Money Q&A writes How Much Life Insurance Do You Need? 4 Key Driving Factors To Know – How much life insurance do you need? Like most financial decisions, there is a lot of factors that go into making the decision about how much life insurance to carry.
REAL ESTATE AND PROPERTY
Sean @ One Smart Dollar writes The Rise of the 15 Year Mortgage – With interest rates at such low levels, 15 year mortgages have become increasingly popular. Are they right for you?
Ted Jenkin @ Your Smart Money Moves writes 5 Money Saving Tips When You Go Out For Dinner – I went out to Hal’s Steakhouse in Buckhead (Atlanta) the other weekend and thought to myself that clearly we are in no sign of a recession.
Jon the Saver @ Free Money Wisdom writes Preparing Meals: How It Can Save You Big Bucks – Preparing meals can save you a ton of money. Everyone knows that cooking at home saves you money but do you really do it?
Amanda L Grossman @ Frugal Confessions writes What Extreme Couponers Know about Coupons that You May Not – I’ve caught a few episodes of the show Extreme Couponing in the past, and each time it has led me to wonder about the logistics of these people’s lives: how
JP @ My Family Finances writes What Savings Account Scheme to Apply to Save for a New House – As buying a new house is one of the biggest financial decisions of one’s life, it is extremely critical to plan it carefully.
RETIREMENT AND TAXATION
Thomas @ Finance Inspired writes Are We Spending our Retirement in Poverty? – With many dreaming of the day they can retire, this week we have a look is the grass actually greener on the other side?
Robert @ The College Investor writes The Case for a Big Fat Tax Refund – Tax refunds have been really useful in my life. In 2010, it was the tax refund that allowed me to put money down on a used car. In 2012, the refund was almost the exact amount of the remaining credit card debt. This year, I’ll use the refund to finish paying off my car.
Don @ MoneySmartGuides writes Many American’s Taking Loans From 401k – A recent article by the Washington Post highlighted a very scary personal finance situation that many Americans are facing: taking a loan from their 401k plan.
Kevin @ Passiveincometoretire writes How to Clear Debts Before You Retire – How time flies! One minute you’re at school; the other you’re in the working world; the next you’re approaching retirement. As retirement nears, it becomes more important to clear your debts. This is particularly the case if you’re relocating to somewhere like the UAE, which is popular as both a tourist destination and retirement destination.