August 19, 2014


British money habits: How savvy are you?

Saving money and staying in control of our finances are priorities for pretty much every person in the current economic climate – but just how well do you get on with this aim?

Although the UK is enjoying consistent recovery following the 2008 recession, there are still some people who are struggling with money issues – inflation is now outstripping general wage increases..

Becoming a savvy saver and learning where you can cut costs without compromising on quality is a vital skill for those who want to enjoy greater financial freedom and a recent infographic by short-term loans provider MYJAR has revealed just how well we Brits are performing.

According to their data, Brits spend their money on a range of activities and purchases with a number of trends recorded.

Women seem to be the more health and beauty conscious, spending £800 to men’s £442 a year on toiletries, weight loss programmes or diets and gym memberships. That’s almost double!

Similarly, younger spenders are more likely to splash out on takeaways than those more mature in age. Once again, figures doubled for specific demographics with those aged 25-34 spending twice as much on this sort of treat than those aged over 45 years.

Ultimately, this research proves that the picture of British spending is not simple. How we manage our money and what we choose to spend it on can vary widely due to our age, location, gender or personal preference.

The trick is to make sure we take care of our money as much as is possible. This means budgeting responsibly and not paying for unnecessary purchases when money is tight.

Personal savings pots should also be boosted whenever possible and the option to take a short-term loan from a reliable firm like MYJAR is a great way to help bridge occasional gaps – although you should make sure you always follow their rules for responsible borrowing.

Warning: Late repayment of short-term loans can cause you serious money problems. For help, go to

British Myjar

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August 8, 2014


Technology to Run Your Business on the Go

If you’re one of the millions of small-business owners in the United States, you’ve seen an onslaught of technology that has been developed to make running your business easier. Running a business no longer means that you need a physical space devoted to it. Two-thirds of small businesses now use mobile technology to simplify the […]

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July 29, 2014


Three Tips for Getting your $@!# Together and Improving Your Finances

If you’re like a majority of Americans, you’re living paycheck to paycheck and have very little savings to fall back on if something were to go wrong. While we at the PennyHoarder can offer plenty of ways to make extra money, we also think it’s important for you to get your finances in order. After […]

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July 29, 2014


Blindsided: How to Handle a Personal Finance Emergency

If everything in life was predictable it would not only be a bit dull but it would give us the chance to budget for all eventualities and events. In the real world, we never know when the car is going to break down or when the washing machine suddenly needs replacing. There are so many […]

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July 18, 2014

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3 Small Business Resources You Must Check Out Today

It was reported this month that Wells Fargo has launched a program that aims to lend $100 billion to small businesses by 2018 in an effort to help budding entrepreneurs grow their business. The resource is a strong initiative that was unveiled at the first-ever South Asian Young Women Entrepreneurs conference in New York City. […]

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